Ontario Private Investigator Practice Exam

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According to PIPEDA, a credit check can be conducted only with?

  1. Written notice

  2. The consent of the subject

  3. A court order

  4. Public announcement

The correct answer is: The consent of the subject

The correct answer is B because PIPEDA states that a credit check can only be conducted with the consent of the individual. This means that the individual must explicitly give their permission for the credit check to take place. Option A, written notice, is incorrect because simply providing written notice is not enough. Consent must still be obtained from the individual. Option C, a court order, is incorrect because PIPEDA does not require a court order for a credit check to be conducted. Option D, public announcement, is incorrect because PIPEDA does not allow for credit checks to be conducted through public announcements.

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